Escape to the Mountains: DIY Cottage with Seller Financing!
Looking for an affordable entry into the Upstate New York market? This handyman diamond-in-the-rough is calling your name. Just needs cosmetic repairs. Situated on a manageable 0.33-acre lot, the property boasts stunning mountain views, a bubbling brook you can hear in the back, and proximity to State Land, providing the perfect backdrop for a future deck or expanded windows. Whether you want to restore the existing structure or reimagine the space entirely, this is your blank canvas. The foundation has been completely replaced with a concrete block foundation and a Bilco door. Electric has circuit breakers; heating and plumbing are good.
No bank needed. The owner is offering flexible seller financing with 1/3 down payment. However, she will accept your check for payment in full. Bring your contractor, your toolkit, and your imagination to Summit, NY! Sold as-is.
Looking for an affordable entry into the Upstate New York market? This handyman diamond-in-the-rough is calling your name. Just needs cosmetic repairs. Situated on a manageable 0.33-acre lot, the property boasts stunning mountain views, a bubbling brook you can hear in the back, and proximity to State Land, providing the perfect backdrop for a future deck or expanded windows. Whether you want to restore the existing structure or reimagine the space entirely, this is your blank canvas. The foundation has been completely replaced with a concrete block foundation and a Bilco door. Electric has circuit breakers; heating and plumbing are good.
No bank needed. The owner is offering flexible seller financing with 1/3 down payment. However, she will accept your check for payment in full. Bring your contractor, your toolkit, and your imagination to Summit, NY! Sold as-is.
Property Details
Price:
$79,900
MLS #:
R1710293
Status:
Active
Beds:
2
Baths:
1
Type:
Single Family
Subtype:
SingleFamilyResidence
Neighborhood:
summit434800
Listed Date:
Aug 27, 2026
Finished Sq Ft:
630
Total Sq Ft:
630
Lot Size:
14,375 sqft / 0.33 acres (approx)
Year Built:
1943
See this Listing
Schools
School District:
Cobleskill-Richmondville
Interior
Appliances
Electric Oven, Electric Range, Electric Water Heater, Refrigerator
Bathrooms
1 Full Bathroom
Flooring
Laminate, Varies, Vinyl
Heating
Electric, Baseboard
Interior Features
Eat In Kitchen, Bedroom On Main Level
Levels
One
Main Level Bathrooms
1
Main Level Bedrooms
2
Exterior
Accessibility Features
No Stairs
Architectural Style
Cottage
Construction Materials
Frame, Wood Siding
Lot Features
Rectangular, Rectangular Lot, Rural Lot
Other Structures
Sheds, Storage
Parking Features
No Garage, Driveway
Patio And Porch Features
Covered, Open, Porch
Roof
Asphalt
Stories
1
View
Slope View
Financial
Taxes
$1,980
Map
Community
- Address1439 Charlotte Valley Road Summit NY
- CitySummit
- CountySchoharie
- Zip Code12175
Market Summary
Current real estate data for Single Family in Summit as of Sep 05, 2026
11
Single Family Listed
137
Avg DOM
157
Avg $ / SqFt
$304,864
Avg List Price
Property Summary
- 1439 Charlotte Valley Road Summit NY is a Single Family for sale in Summit, NY, 12175. It is listed for $79,900 and features 2 beds, 1 baths, and has approximately 630 square feet of living space, and was originally constructed in 1943. The current price per square foot is $127. The average price per square foot for Single Family listings in Summit is $157. The average listing price for Single Family in Summit is $304,864.
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Courtesy of Charlotteville Realty, LLC. Disclaimer: All data relating to real estate for sale on this page comes from the Broker Reciprocity (BR) of the New York State Alliance of MLSs. Detailed information about real estate listings held by brokerage firms other than Michael Paduano include the name of the listing broker. Neither the listing company nor Michael Paduano shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. The Broker providing this data believes it to be correct, but advises interested parties to confirm any item before relying on it in a purchase decision. Copyright 2026. New York State Alliance of MLSs. All rights reserved. 1439 Charlotte Valley Road
Summit, NY