Welcome to 431 Stone Street in the City of Oneida! Whether you’re looking to expand your investment portfolio or take advantage of an owner-occupant opportunity, this spacious two-family property offers tremendous versatility, existing rental income and over 3,000 square feet of living space.The larger unit features 4 bedrooms and 2 full bathrooms with a generous layout including an eat-in kitchen, formal dining room, living room and porch. This unit is currently occupied and rented for $1,550 per month, providing immediate income for the next owner.The second apartment is a comfortable 1-bedroom, 1-bath unit featuring an eat-in kitchen and its own porch. Currently vacant, this unit was previously rented for $900 per month, giving the flexibility to place your own tenant or potentially occupy the unit while collecting rent from the larger apartment. At the previous rental amounts, the property generates $2,450 per month, or $29,400 annually, when fully occupied.The property is already configured with two electric meters, two gas meters and two heating units—valuable features for a multi-family property. Additional amenities include separate laundry hookups, plenty of storage,forced-air heat,and public water and sewer.Outside you’ll find a partially fenced yard, blacktop parking for multiple vehicles and a two-car garage offering additional parking and storage. Situated on a 60′ x 137′ lot, the property provides a nice combination of indoor and outdoor space. With over 3,000 square feet, two apartments, separate utilities, a two-car garage and income potential,431 Stone Street offers an exciting and versatile multi-family opportunity!
Property Details
Price:
$199,500
MLS #:
S1702067
Status:
Active
Beds:
5
Baths:
4
Type:
Single Family
Subtype:
Duplex
Subdivision:
Oneida Purchase
Neighborhood:
oneidainside251201
Listed Date:
Aug 13, 2026
Finished Sq Ft:
3,042
Total Sq Ft:
3,042
Lot Size:
8,276 sqft / 0.19 acres (approx)
Year Built:
1901
See this Listing
Schools
School District:
Oneida
Interior
Appliances
Gas Water Heater
Bathrooms
3 Full Bathrooms, 1 Half Bathroom
Flooring
Carpet, Ceramic Tile, Hardwood, Laminate, Marble, Tile, Varies, Vinyl
Heating
Gas, Forced Air
Interior Features
Storage
Laundry Features
Washer Hookup
Levels
Two
Exterior
Architectural Style
Duplex
Construction Materials
Composite Siding
Exterior Features
Fence
Fencing
Partial
Garage Spaces
2
Lot Features
Near Public Transit, Rectangular, Rectangular Lot, Residential Lot
Parking Features
Paved, Two Or More Spaces
Roof
Asphalt
Stories
2
Financial
Taxes
$4,593
Map
Community
- Address431 Stone Street Oneida NY
- SubdivisionOneida Purchase
- CityOneida
- CountyMadison
- Zip Code13421
Subdivisions in Oneida
Market Summary
Current real estate data for Single Family in Oneida as of Aug 27, 2026
49
Single Family Listed
53
Avg DOM
130
Avg $ / SqFt
$264,283
Avg List Price
Property Summary
- Located in the Oneida Purchase subdivision, 431 Stone Street Oneida NY is a Single Family for sale in Oneida, NY, 13421. It is listed for $199,500 and features 5 beds, 4 baths, and has approximately 3,042 square feet of living space, and was originally constructed in 1901. The current price per square foot is $66. The average price per square foot for Single Family listings in Oneida is $130. The average listing price for Single Family in Oneida is $264,283.
Similar Listings Nearby
Courtesy of Acropolis Realty Group LLC. Disclaimer: All data relating to real estate for sale on this page comes from the Broker Reciprocity (BR) of the New York State Alliance of MLSs. Detailed information about real estate listings held by brokerage firms other than Michael Paduano include the name of the listing broker. Neither the listing company nor Michael Paduano shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. The Broker providing this data believes it to be correct, but advises interested parties to confirm any item before relying on it in a purchase decision. Copyright 2026. New York State Alliance of MLSs. All rights reserved. 431 Stone Street
Oneida, NY

