Here’s your opportunity to own one of the few year-round homes on Fire Lane 13 on beautiful Cross Lake. If you’ve always dreamed of owning an iconic A-frame, this impeccably maintained and lovingly cared-for waterfront home is the one you’ve been waiting for.
Offering approximately 1,440 square feet, this charming retreat features 3 bedrooms and 1 full bathroom, blending timeless A-frame character with comfortable year-round living. Soaring ceilings, abundant natural light, and inviting living spaces create the perfect setting for relaxing weekends or making this your full-time waterfront home. Pride of ownership is evident throughout, with numerous updates including a newer metal roof, heat pump with central air, and many additional improvements designed for years of worry-free enjoyment.
Step outside and embrace everything Cross Lake has to offer. The spacious yard provides plenty of room for lawn games, entertaining, and gatherings, while the front deck is the perfect place to enjoy your morning coffee with peaceful water views. Evenings are made for relaxing around the lakeside fire pit after a day of boating, fishing, kayaking, or swimming. A large detached garage with electricity offers exceptional space for vehicles, boats, lake toys, a workshop, or additional storage.
Whether you’re searching for a weekend escape or a year-round waterfront lifestyle, this property offers the best of both worlds in one of Cross Lake’s most desirable locations. Waterfront opportunities like this are few and far between- don’t miss your chance to start making unforgettable memories on the lake this summer.
Offering approximately 1,440 square feet, this charming retreat features 3 bedrooms and 1 full bathroom, blending timeless A-frame character with comfortable year-round living. Soaring ceilings, abundant natural light, and inviting living spaces create the perfect setting for relaxing weekends or making this your full-time waterfront home. Pride of ownership is evident throughout, with numerous updates including a newer metal roof, heat pump with central air, and many additional improvements designed for years of worry-free enjoyment.
Step outside and embrace everything Cross Lake has to offer. The spacious yard provides plenty of room for lawn games, entertaining, and gatherings, while the front deck is the perfect place to enjoy your morning coffee with peaceful water views. Evenings are made for relaxing around the lakeside fire pit after a day of boating, fishing, kayaking, or swimming. A large detached garage with electricity offers exceptional space for vehicles, boats, lake toys, a workshop, or additional storage.
Whether you’re searching for a weekend escape or a year-round waterfront lifestyle, this property offers the best of both worlds in one of Cross Lake’s most desirable locations. Waterfront opportunities like this are few and far between- don’t miss your chance to start making unforgettable memories on the lake this summer.
Property Details
Price:
$400,000
MLS #:
S1693872
Status:
Active
Beds:
3
Baths:
1
Type:
Single Family
Subtype:
SingleFamilyResidence
Subdivision:
Town/Cato
Neighborhood:
cato052489
Listed Date:
Jul 3, 2026
Finished Sq Ft:
1,440
Total Sq Ft:
1,440
Lot Size:
14,409 sqft / 0.33 acres (approx)
Year Built:
1992
See this Listing
Schools
School District:
Cato-Meridian
Interior
Appliances
Dryer, Dishwasher, Exhaust Fan, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Range Hood, Washer
Bathrooms
1 Full Bathroom
Cooling
Heat Pump, Central Air
Flooring
Carpet, Laminate, Varies
Heating
Electric, Heat Pump, Baseboard
Interior Features
Entrance Foyer, Eat In Kitchen, Kitchen Family Room Combo, Bedroom On Main Level, Main Level Primary
Laundry Features
Main Level
Levels
Two
Main Level Bathrooms
1
Main Level Bedrooms
1
Exterior
Architectural Style
A Frame
Association Amenities
None
Construction Materials
Blown In Insulation, Cedar, Pex Plumbing
Exterior Features
Deck, Gravel Driveway
Garage Spaces
1
Lot Features
Flood Zone, Rectangular, Rectangular Lot, Residential Lot
Parking Features
Detached, Electricity, Garage, Storage
Patio And Porch Features
Deck
Roof
Metal
Stories
2
View
Water
Waterfront Features
Beach Access, Deeded Access, Lake
Financial
HOA Fee
$50
HOA Fee Frequency
Annually
Taxes
$4,376
Map
Community
- Address246 Fire Lane 13 Cato NY
- SubdivisionTown/Cato
- CityCato
- CountyCayuga
- Zip Code13080
Subdivisions in Cato
Market Summary
Current real estate data for Single Family in Cato as of Jul 12, 2026
14
Single Family Listed
68
Avg DOM
196
Avg $ / SqFt
$359,300
Avg List Price
Property Summary
- Located in the Town/Cato subdivision, 246 Fire Lane 13 Cato NY is a Single Family for sale in Cato, NY, 13080. It is listed for $400,000 and features 3 beds, 1 baths, and has approximately 1,440 square feet of living space, and was originally constructed in 1992. The current price per square foot is $278. The average price per square foot for Single Family listings in Cato is $196. The average listing price for Single Family in Cato is $359,300.
Similar Listings Nearby
Courtesy of Hunt Real Estate ERA. Disclaimer: All data relating to real estate for sale on this page comes from the Broker Reciprocity (BR) of the New York State Alliance of MLSs. Detailed information about real estate listings held by brokerage firms other than Michael Paduano include the name of the listing broker. Neither the listing company nor Michael Paduano shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. The Broker providing this data believes it to be correct, but advises interested parties to confirm any item before relying on it in a purchase decision. Copyright 2026. New York State Alliance of MLSs. All rights reserved. 246 Fire Lane 13
Cato, NY

