Welcome to your ideal lakeside getaway located on Cross Lake at Fire Lane 13. This location offers breathtaking lake views with 61 feet of deeded waterfront, and your very own private dock (dock is new, valued at $9,000). Do not underestimate this house; it is significantly larger than it appears, and includes two distinct living areas, making it perfect for summer guests. The cottage comprises 4 bedrooms, 2 baths, 2 lofts, and 2 living rooms, featuring both wood & gas fireplaces, in addition there is an open-concept kitchen, living room and a lovely, enclosed porch and deck. Home is sold fully furnished! Whether you’re looking for a weekend retreat or a year-round lake home, this is the one. Cross Lake is renowned for its stunning sunsets, exceptional fishing, and boating opportunities, and is linked to the NYS canal system, offering numerous additional avenues for exploration.
Property Details
Price:
$349,900
MLS #:
S1625178
Status:
Pending
Beds:
4
Baths:
2
Type:
Single Family
Subtype:
SingleFamilyResidence
Subdivision:
Town/Cato
Neighborhood:
cato052489
Listed Date:
Jul 26, 2025
Finished Sq Ft:
1,275
Total Sq Ft:
1,275
Lot Size:
7,540 sqft / 0.17 acres (approx)
Year Built:
1989
See this Listing
Schools
School District:
Cato-Meridian
Interior
Appliances
Electric Water Heater, Gas Cooktop, Gas Oven, Gas Range, Refrigerator
Bathrooms
2 Full Bathrooms
Fireplaces Total
2
Flooring
Carpet, Laminate, Luxury Vinyl, Varies
Heating
Electric, Propane, Wood, Baseboard
Laundry Features
Main Level
Exterior
Architectural Style
Cottage, Ranch
Construction Materials
Vinyl Siding
Exterior Features
Awnings, Deck, Dock, Enclosed Porch, Gravel Driveway, Porch, See Remarks, Propane Tank Leased
Parking Features
No Garage, Driveway
Roof
Asphalt
Financial
HOA Fee
$50
HOA Frequency
Annually
Taxes
$4,915
Map
Community
- Address129 Fire Lane 13 Cato NY
- SubdivisionTown/Cato
- CityCato
- CountyCayuga
- Zip Code13080
Subdivisions in Cato
Market Summary
Current real estate data for Single Family in Cato as of Feb 06, 2026
8
Single Family Listed
99
Avg DOM
204
Avg $ / SqFt
$424,525
Avg List Price
Property Summary
- Located in the Town/Cato subdivision, 129 Fire Lane 13 Cato NY is a Single Family for sale in Cato, NY, 13080. It is listed for $349,900 and features 4 beds, 2 baths, and has approximately 1,275 square feet of living space, and was originally constructed in 1989. The current price per square foot is $274. The average price per square foot for Single Family listings in Cato is $204. The average listing price for Single Family in Cato is $424,525.
Similar Listings Nearby
Courtesy of Howard Hanna Real Estate. Disclaimer: All data relating to real estate for sale on this page comes from the Broker Reciprocity (BR) of the New York State Alliance of MLSs. Detailed information about real estate listings held by brokerage firms other than Michael Paduano include the name of the listing broker. Neither the listing company nor Michael Paduano shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. The Broker providing this data believes it to be correct, but advises interested parties to confirm any item before relying on it in a purchase decision. Copyright 2026. New York State Alliance of MLSs. All rights reserved. 129 Fire Lane 13
Cato, NY